Only 14 in 100 publish a payout ceiling — and an amount without a period is half a number

The number fourteen

In the record of 100, fourteen have a figure in the payout-ceiling field.

The other 86 cells are empty.

Reading a blank as “no ceiling” is the easiest mistake to make here. If there were genuinely no ceiling, the operator would be obliged to pay out on a large win, and that obligation would be written down somewhere. The absence of a figure means the obligation has not been taken on in writing — which points the other way. A reader is looking for how high the payout ceiling is; the document is answering a different question, namely what the operator promised about paying at all.

Writing nothing does not disadvantage the operator. It disadvantages the reader.

Four periods, so the amounts do not line up

Count the fourteen by period: six weekly, five monthly, two daily and one per transaction.

An amount without a period is half a number.

Here is the confusion, in two figures from the record. Oshi Casino writes €4,000 a day; PlayAmo writes €7,500 a week. Side by side, the first looks smaller. Put on the same period, it comes to €28,000 over seven days — nearly four times the second.

That is not their claim. It is our arithmetic on their figures. Neither operator has ever written the number 28,000.

Four currencies as well

The units split too: eight in euro, three in dollars, two in USDT, and one quoting both euro and dollars.

We do not convert.

This site prints the currency as written. Converting to yen would read more easily, but the resulting number is not one the operator wrote — it is a number glued to the exchange rate on the day of conversion. Next week it is a different number, and it would still be sitting in the operator's cell. The rule of this table is that no figure absent from the document goes into an operator's cell.

On the Japanese yen: our record has no field showing how it is treated, so this site writes nothing about depositing or withdrawing in yen. The lists of coins are handled on the coins page.

Two of the ten in the table

Of the ten operators in this site's table, two publish a ceiling.

Rocketpot: $5,000 a month, clause 11.5. Wild.io: $100,000 a week, clause 9.6.

The gap looks like twenty times.

But the periods differ, so they do not compare directly. Put on a monthly footing Wild.io comes out an order of magnitude larger — and that is our multiplication, not what the terms say. The cells carry only the amount, the period and the clause number, exactly as written.

The other eight cells read “unpublished”, meaning we read the document and found no figure.

Operators who publish a ceiling also publish a country list

Count the fourteen from another angle and something shows up.

Six of the fourteen are among the seven that name Japan as barred.

Of those seven, only one publishes no ceiling. Operators that write their documents in detail write both the ceiling and the country list; operators that do not write neither. The two fields look like separate pieces of information and come out of the same habit.

The implication for a reader is simple. Where the ceiling cell is filled, the country list is more likely to be readable too. Where both cells are empty, there is simply less for a reader to check. The names are set out on the barred-countries page.

What else can sit in the clause

Alongside the amount, a ceiling clause may carry:

How the period is counted. What happens to the excess. Whether the balance is paid in instalments.

Our record extends to the amount, the currency, the period and the clause number, and no further. So this site does not write, operator by operator, what happens after a ceiling is hit. Filling that in by inference would make it our invention rather than the operator's words.

For the same reason there is no column here for how many days a withdrawal takes. Some operators do publish a figure, but the record is not complete across them, and we do not build a column the record cannot fill. The test for building a column is set out in how we read the terms.

Checking it yourself

In the terms, the ceiling usually sits near the identity-check clause.

Open the clause whose heading contains withdrawal or payout. Inside it, look for a sentence carrying an amount and a period together. If only one of the two is there, it does not work as a ceiling.

If there is no figure, that is the result.

If another site's table carries one, it is worth finding out which clause it came from. A figure with no clause number usually came from outside the document. The full procedure is on the check-it-yourself page, and how to read a licence number is on the licence page.

Questions